Are you a travel lover? Is it domestic or abroad? If you become a travel lover, you must understand the obligation to buy travel insurance. Of course, the hope of buying travel insurance, whether for a business trip or vacation, will want a safe, safe, and calm trip when traveling. Currently, there are so many travel insurance that you can choose and buy in the framework of the trip you will do. However, what about "AA Travel Insurance"?
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By protecting yourself with travel insurance, you no longer need to worry if unpleasant things happen during the trip such as late planes, lost or late baggage, cockroaches, to when you have to be hospitalized.
What is Travel Insurance?
Travel insurance is one type of insurance that protects us during our travels both domestically and abroad. So you can still travel with peace of mind. Especially in an uncertain situation like today. Have bought a ticket before departure, but until the destination country gets sick, or more sadly the trip must be canceled for one reason or another at the destination. At a minimum, if you have used travel insurance, the losses suffered are not too large because the costs sacrificed are not too much.
The ownership of this protection serves to reduce the financial impact of the risk of loss that may occur while traveling.
Travel insurance offers benefits in the form of coverage for tourists' medical expenses during the trip.
Why Need Travel Insurance?
What are the benefits of travel insurance? Travel insurance offers benefits in the form of coverage for tourists' medical costs during the trip. But if it is still lacking, several additional premiums can be chosen for protection. For example, protection for delays/loss of baggage, delays in travel schedules flight cancellations, to protection for home if traveling to leave home for a long period.
Also, read: Travel Insured International Reviews.
There are several benefits obtained by buying travel insurance, including:
- Medical protection
You will get medical benefits abroad, both in the form of reimbursement of medical expenses (hospital benefit) and daily cash compensation for hospitalization (cash plan).
- Emergency assistance
Facing problems in the land of people must be unpleasant. Travel insurance provides emergency assistance if you face unexpected and unpleasant things abroad. This emergency assistance includes medical evacuation, repatriation of bodies, and a 24-hour emergency assistance hotline.
- Accident benefits
If you have an accident abroad, then travel insurance will provide accident compensation and permanent disability compensation.
- Benefits of visits and treatments
This benefit provides reimbursement for one relative or family to live together or travel together if the customer is treated abroad.
- Travel inconvenience
The risks that also lurk someone when traveling are the risk of damaged or lost goods, as well as flight delays. By having travel insurance, you will get protection for damage and loss of baggage, money, and documents lost during the trip, or injuries due to riots or terrorism.
Then, you will get compensation for flight and baggage delays, as well as protection for trip cancellations.
- Home protection
Reimburse the cost of losses due to house fires and their contents when you travel.
- Affordable premiums compared to the potential risk of greater loss
Travel insurance premiums are affordable when compared to the costs you spend on the trip itself. After all, compared to the potential losses that you can face if the risk occurs, travel insurance premiums are quite affordable. Travel insurance is sold to protect individuals as well as families.
AA Travel Insurance US
Knowing the importance of travel insurance, there is one travel insurance that is often used by travelers from the United States, namely "AA Travel Insurance".
Taking information from gocompare.com, AA is the largest automotive organization in the UK with over 14 million members. It started in 1905 and although damage cover remains its priority, it offers a wide range of products including auto, home, and travel insurance.
Why Choose AA Travel Insurance?
AA is a respected British brand that has been in business for over a century. With a variety of policies, chances are you'll be able to find one that fits your budget.
Both Gold and Silver AA policies have achieved five-star ratings from Defaqto, providing you with excellent features and benefits. Also, Fairer Finance is awarding AA five stars for Gold travel insurance in 2023.
AA travel insurance includes emergency assistance available 24/7, 365 days per year, and free GP support through a Doctor! The app is available 24/7.
Plus, if you're an AA member, you can enjoy enhanced benefits on your travel policy, such as UK rehabilitation coverage and you don't have to pay excess (not available on a Bronze policy).
What does AA Travel Insurance cover?
AA offers three levels of cover: Gold, Silver, and Bronze.
If you buy through a price comparison site, the cover levels are Gold Essential, Silver Essential, and Bronze Essential.
To get a complete list of what each AA policy covers, you should read the policy document, but you can expect:
- The one-way policy covers holidays lasting up to 186 days
- The annual policy covers all trips you take in a year, lasting up to 62 days per holiday
- Emergency medical expenses of up to £15 million
- Personal accident protection
- Cancellation protection
- Personal liability protection for your stay in temporary rental holiday accommodation
- Some types of manual labor will be covered, but it is best to check what exactly your chosen policy is insured for
- Delayed baggage benefit if your baggage has not appeared for more than 12 hours
- Acts of terrorism are covered, depending on the conditions
- Certain sports are covered as standard, including sailing, jet boating, and motorboating, as long as you are not competing or competing.
What's not covered?
It's important to familiarize yourself with what's not covered before you set off. AA exemptions include:
- Loss, theft, or damage to personal effects or baggage left unattended
- Claims related to pre-existing conditions that you have not disclosed
- Participation in sports/activities not covered by the policy. For example, motorboating and diving with sharks
- Entertain professionals while abroad
- If you break the law and engage in criminal activities
That's a little information about "Aa Travel Insurance". Hopefully, the information is useful and makes you protect yourself with travel insurance when traveling to the destination country or area.
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